Risk Management

Contact Information

Mickey Hudson, Administrator of Risk Management – (850)-638-6131, ext. 2302 – 

Frances Rogers, Safety Specialist – (850) 638-6131 Ext. 2248 – frances.rogers@paec.org 

Veronica Smith
, Program Assistant – (850) 638-6131 Ext. 2247 – veronica.smith@paec.org 

Project Services

Florida’s first multi-district, self-insured property and casualty program was formed at PAEC in 1981 by small school districts in north Florida to provide property and casualty insurance to participating school districts. The program broadens the protection afforded by standard insurance policies and includes types of coverage not previously carried by districts. By combining into a consortium, the small school districts are able to benefit from increased buying power and reduced costs for the coverages provided. In addition to insurance protection, the consortium provides loss control services and safety programs to prevent losses from occurring.

Risk management consortium services include: 

  • PAEC staff to serve districts (full-time Risk Manager and Secretary)
  • Insurance coverage for Property, General Liability, School Board Legal Liability, Physical & Sexual Abuse and Harassment, Errors & Omissions, Auto Liability, Auto Physical Damage, Boiler & Machinery, and Crime
  • Catastrophic Student Insurance for all students and athletes
    Information on legislative changes related to risk management and safety
  • Legal services through general counsel
  • Consulting services
  • Lawsuit management and mediation services
  • Claims management and service
  • Technical assistance with IRS compliance for retirement plan administration
  • Actuarial services
  • School board legal issues training for administrators
  • Security and vulnerability assessments of schools and school buildings upon district request
  • Fire and safety inspections of district and school facilities performed by state certified inspector
  • Current Federal and State required notice posters
  • Participation in Risk Management Advisory Committee for district staff to make program recommendations, share best practices with other districts, and discuss issues of common concern
  • Safety trainings for all school personnel 

Safety equipment for employees

  • Shoes for food service employees
  • Back belts for all employees
  • Safety ladders for every classroom and office
  • Non-slip mats for food service
  • Other safety equipment and services deemed necessary by the Risk Management Advisory Committee